Riverside bankruptcy attorney » Bankruptcy Law http://www.riversidebankruptcy.org Riverside bankruptcy attorney Mon, 23 Nov 2009 03:47:05 +0000 en hourly 1 http://wordpress.org/?v=3.0.4 Bankruptcy Law http://www.riversidebankruptcy.org/100/bankruptcy-law http://www.riversidebankruptcy.org/100/bankruptcy-law#comments Mon, 14 Sep 2009 17:05:32 +0000 Riverisde Bankruptcy Attorney http://riversidebankruptcy.org/?p=100 Bankruptcy may help you build a better financial future, some of the benefits include:

  • Stop garnishments wages
  • Stop levy on bank accounts
  • Stop a foreclosure

Bankruptcy Law

A new bankruptcy law, The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, made filing bankruptcy more complex.  However, many people are still qualify for bankruptcy and will be able to get a fresh start by filing a Riverside bankruptcy.

Under the new bankruptcy law, one cannot declare bankruptcy until they have undergone credit counseling.  In addition, the new bankruptcy law requires those filing for Chapter 7 to have “current monthly income” is less than the median income in California adjusted for household size.   If your currently monthly income is over the median income in California you are required to satisfy “the means test”  in order to qualify for Chapter 7.

]]> http://www.riversidebankruptcy.org/100/bankruptcy-law/feed 0 Bankruptcy Code http://www.riversidebankruptcy.org/171/bankruptcy-code http://www.riversidebankruptcy.org/171/bankruptcy-code#comments Sat, 31 Oct 2009 01:36:12 +0000 Riverisde Bankruptcy Attorney http://www.riversidebankruptcy.org/?p=171 Whether you are having problems with creditors, lost your job, or fallen behind on your car or house payment an attorney who understand how you use the bankruptcy code can help you become debt free.  Under the bankruptcy code to your advantage, we can help you stop creditor harassment stop a wage garnishment and save your home and your car.  One simple email or phone call from an attorney that that understands your rights under the bankruptcy code can help you become debt free.

Under the bankruptcy code, Chapter 7 discharges your unsecured debt is often a viable alternative to debt settlement and debt consolidation companies.  One must be careful when dealing with the types of companies and they are unregulated and often don’t understand your options under the bankruptcy code.  Often times they are the same mortgage brokers that provided people with credit they couldn’t afford to pay off in the first place.

Many of our clients come to us after trying these debt settlement and consolidation companies and their credit and financial situation is much worse than if they would have consulted an attorney who could have explained to them their rights under the bankruptcy code.  By filing Chapter 7 you can clear your debt and rebuild your credit immediately.

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